Contra Costa County Employees' Retirement Association
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Office Hours

Monday through Friday, 
8 a.m. to 5 p.m. 
The office is closed between 12 Noon and 12:30 p.m. for lunch.

The CCCERA office is located at;
1355 Willow Way
Suite 221
Concord, CA 94520
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Members
For CCCERA Members

Leaving Before Retirement

Overview

Leaving Before Retirement

Termination of your membership in CCCERA can occur for a variety of reasons, but usually this means you no longer work for an employer participating in CCCERA. Membership termination can also occur if your job status changes to an ineligible position, for example, to less than half-time, or to a contract position. If you have changed jobs to an ineligible position such as a contract position or less than 20 hours per week employment, but are still working for a CCCERA employer, you may not withdraw your contributions. If you formally terminate you can either take a refund or defer your membership.

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Returning to Membership Before Retirement

If you are rehired by a participating employer after you terminated employment, you will rejoin CCCERA unless you are rehired in an ineligible position. Service credit starts accruing just as it did during your previous membership on the first day of the month following your rehire date.

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The Termination Process

CCCERA will receive notification of your termination from your employer’s human resources department and will send you a packet explaining the options concerning your retirement account and possible tax liability. A Distribution Election Form (Form 207) and instructions for filling out the form are included. Return the completed form to CCCERA.

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Refunds and Rollovers

Taking a refund means you close your retirement account by withdrawing or rolling over all of the contributions and interest you made while a member of CCCERA. You will no longer be entitled to a benefit from CCCERA, even if you are disabled in the future.

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Deferring Your Retirement

Deferring your retirement membership means you leave your funds in your account at CCCERA earning interest. This means:

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Vesting and Deferred Benefits

Members of CCCERA who have at least five years of retirement service credit are vested in the system. Non-vested means a member has terminated employment before achieving five years of service credit.

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Pension Forfeiture for Job-Related Felony Convictions

Effective January 1, 2013, PEPRA established pension forfeiture, without exception, for all public employees convicted of job-related conduct, in pursuit of office, or in connection with obtaining salary, retirement, or other benefits.

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No longer working for a CCCERA employer?

No longer working for a CCCERA employer?
Watch this video about terminating your membership

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Switching jobs?

Switching jobs?
Watch this video about reciprocity

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Pension Overview Video

Pension Overview Video

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Benefit Handbooks
Learn about benefits for your specific tier

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Retirement Law Book 2024 Edition

Disclaimer

CCCERA makes no representations or warranties, expressed or implied, with respect to the materials found at this site. It is intended for general information purposes only. In addition, CCCERA cannot and does not represent that the information on this website is current. While CCCERA has made every reasonable effort to offer the most current information possible, inadvertent errors can occur.

CCCERA is governed by California law as well as the Internal Revenue Code and various rules and regulations, all of which are complex and subject to change. In the event of any conflict between these governing authorities and the information on this website, the governing authorities have precedence. Site users are strongly encouraged to consult with a CCCERA representative about specific issues and not rely on the general information contained in this website.

The information provided is not intended to serve as legal advice or as legal opinion. By using this site, the site user agrees to release and hold CCCERA, and its agents and representatives, harmless from any and all claims, demands, and causes of action of any kind or nature whatsoever now and in the future arising out of or in connection with the use of this site or the information provided herein.